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In recent years, many governments and healthcare systems around the world, including the provinces of British Columbia and Alberta, have been increasingly adopting biosimilar drugs as a cost-saving measure. This is because biosimilars offer a more affordable alternative to brand-name biologic drugs, while still maintaining similar safety and efficacy.…

Each Provincial Dental Association publishes an annual suggested Fee Guide to provide recommended fees for various dental procedures.  It serves as a reference, not a requirement, for dental professionals in each Province when setting their own fees. Insurance companies use the Provincial fee guides to set their own dental…

If you are questioning whether you can deny or limit benefits to an older employee in your organization, you might want to keep reading. A landmark ruling in May of 2021 by the Human Rights Tribunal deemed denying benefits due to age unconstitutional. The ruling was brought on by…

Co-ordination of Benefits If both you and your spouse have a benefits plan through your employers, you are not typically required to participate in the health and dental benefits on both plans. If you are required to pay a portion of the overall health and dental cost through payroll…

Even though medical marijuana has been legal for twenty years, it hasn’t been widely implemented as an employee benefit by insurance carriers. The legalization of cannabis as a recreational drug five, however, has turned this into a hot topic and made more carriers and employers sit up and take…

The two main changes to OHIP + are as follows: The Ontario government will still be offering benefits for the 4400 drugs it covers at no cost to those children and youth twenty-four and under WITHOUT a private drug plan. Those WITH a private plan (including insured, ASO and…